Learn with Insurance Licensing : PA-Title-Insurance-Agent training material for 100% pass

Updated: Aug 16, 2026

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Insurance Licensing PA-Title-Insurance-Agent Exam Overview:

Certification Vendor:Pennsylvania Insurance Department (State of Pennsylvania)
Exam Name:Pennsylvania Producer's Examination for Title Insurance (Title Insurance Agent)
Exam Number:16-10
Exam Duration:80 minutes
Available Languages:English
Related Certifications:Pennsylvania Insurance Producer License
Real Exam Qty:60
Exam Format:Multiple Choice
Sample Questions:Insurance Licensing PA-Title-Insurance-Agent Sample Questions
Exam Way:Administered by PSI Services (computer-based testing at approved testing centers or remote proctored exam where available)
Pre Condition:Must be eligible for Pennsylvania insurance producer licensing; pre-licensing education typically required before exam registration.

Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Title Exceptions and Procedures for Clearing Title21%- Liens and encumbrances
  • 1. Federal liens
    • 2. Voluntary liens
      • 3. Taxes and assessments
        • 4. Involuntary liens
          • 5. Judgments
            - General exceptions
            - Property-related issues
            • 1. Water rights
              • 2. Attachments
                • 3. Equitable interests
                  • 4. Mineral rights
                    • 5. Surveys
                      • 6. Condominiums
                        Topic 2: Title Insurance Principles- Title search techniques
                        • 1. Computer index
                          • 2. Chain sheet
                            • 3. Hard copy index
                              - Risks covered by title insurance
                              • 1. Errors in public records
                                • 2. Hidden off-record risks
                                  • 3. Errors by producer
                                    - Insurable interests
                                    • 1. Fee simple estate
                                      • 2. Life estate
                                        • 3. Leasehold estate
                                          • 4. Easements
                                            - Policy structure
                                            • 1. Schedule B exceptions
                                              • 2. Conditions and stipulations
                                                • 3. Insuring provisions
                                                  • 4. Schedule A
                                                    • 5. Endorsements
                                                      • 6. Exclusions
                                                        - Title insurance policies
                                                        • 1. Commitments
                                                          • 2. Enhanced policies
                                                            • 3. Owner's policy
                                                              • 4. Leasehold policy
                                                                • 5. Loan policy
                                                                  Topic 3: Insurance Regulation12%- Title insurance law requirements
                                                                  • 1. Examination of title required
                                                                    - Company regulation
                                                                    • 1. Unfair claims settlement practices
                                                                      • 2. Rates regulation
                                                                        • 3. Solvency requirements
                                                                          - Unfair trade practices
                                                                          • 1. Twisting
                                                                            • 2. Boycott, coercion or intimidation
                                                                              • 3. Rebates and inducements
                                                                                • 4. False advertising
                                                                                  • 5. Unfair discrimination
                                                                                    • 6. Defamation
                                                                                      • 7. Misrepresentation
                                                                                        - Licensing
                                                                                        • 1. Appointment procedures
                                                                                          • 2. Cease and desist orders
                                                                                            • 3. Assumed names
                                                                                              • 4. Address change
                                                                                                • 5. General requirements
                                                                                                  • 6. Title producer additional requirements
                                                                                                    • 7. Persons to be licensed
                                                                                                      • 8. Revocation, suspension, nonrenewal or denial of license
                                                                                                        • 9. Renewal
                                                                                                          • 10. Reporting of actions
                                                                                                            • 11. Expiration
                                                                                                              • 12. Disciplinary actions
                                                                                                                • 13. Maintenance and duration
                                                                                                                  • 14. Continuing education
                                                                                                                    • 15. Licensing process
                                                                                                                      - State regulation
                                                                                                                      • 1. Commissioner's general duties and powers
                                                                                                                        - Federal regulation
                                                                                                                        • 1. Fair Credit Reporting Act
                                                                                                                          • 2. Fraud and false statements (18 USC 1033/1034)
                                                                                                                            - Producer regulation
                                                                                                                            • 1. Record keeping
                                                                                                                              • 2. Charges for extra services
                                                                                                                                • 3. Prohibited acts
                                                                                                                                  • 4. Unfair inducements and marketing practices
                                                                                                                                    Topic 4: General Insurance Concepts3%

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    1. A purchaser on a real estate contract has what interest in the subject property?

                                                                                                                                    A) vendee's interest
                                                                                                                                    B) equitable interest
                                                                                                                                    C) fee simple interest
                                                                                                                                    D) purchaser's interest


                                                                                                                                    2. The commissioner may refuse to issue a license if the applicant

                                                                                                                                    A) is 20-years of age.
                                                                                                                                    B) provided incorrect information on licensing application.
                                                                                                                                    C) is not a resident of Pennsylvania.
                                                                                                                                    D) has allowed an insurance license to lapse.


                                                                                                                                    3. Which of the following parties can file a claim under the provisions of a title policy?

                                                                                                                                    A) The holder of an undisclosed interest in the insured property.
                                                                                                                                    B) The holder of a judgment against the insured.
                                                                                                                                    C) The insured named under the policy.
                                                                                                                                    D) The taxing authority with jurisdiction over the insured property.


                                                                                                                                    4. Which of the following is excluded from coverage in the standard owner's policy?

                                                                                                                                    A) any law, ordinance, or governmental regulation without filed notice
                                                                                                                                    B) lack of a right of access to and from the land
                                                                                                                                    C) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
                                                                                                                                    D) recorded documentation on the title to real property without acknowledgment


                                                                                                                                    5. Which of the following is considered a voluntary lien?

                                                                                                                                    A) Mortgage lien.
                                                                                                                                    B) Construction lien.
                                                                                                                                    C) State tax lien.
                                                                                                                                    D) Real estate tax lien.


                                                                                                                                    Solutions:

                                                                                                                                    Question # 1
                                                                                                                                    Answer: B
                                                                                                                                    Question # 2
                                                                                                                                    Answer: B
                                                                                                                                    Question # 3
                                                                                                                                    Answer: C
                                                                                                                                    Question # 4
                                                                                                                                    Answer: A
                                                                                                                                    Question # 5
                                                                                                                                    Answer: A

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