Learn with Insurance Licensing : PA-Life-Accident-and-Health training material for 100% pass
Updated: Jul 11, 2026
No. of Questions: 162 Questions & Answers with Testing Engine
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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:
1. Medicare Part B pays what percent of approved charges for physician and surgeon services?
A) 95
B) 65
C) 80
D) 50
2. The premium mode defines the
A) premium limit. I
B) method of premium payment (cash or credit).
C) frequency of the premium payment.
D) premium amount
3. Which type of policy contains both a minimum and target premium?
A) adjustable life
B) graded premium life
C) universal life
D) whole life
4. The insurance commissioner may issue a temporary license if the insurance commissioner deems, that the temporary license is necessary for the servicing of an - insurance business in which one of the following cases?
A) A temporary license may be issued to the surviving spouse of the licensed producer to allow adequate time for the sale of the business.
B) A temporary license may be issued to a person who failed the written insurance examination so long as the written examination is passed within 1 year.
C) A temporary license is automatically issued to the executor of a deceased licensed insurance producer
D) When a producer dies, a temporary license may be issued to those persons represented by the deceased as well as to inactive or limited business partners.
5. Which is NOT provided by a fixed annuity?
A) A guaranteed minimum rate of return.
B) Protection against inflation.
C) Tax-deferred growth.
D) Flexible premiums.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: C | Question # 3 Answer: C | Question # 4 Answer: A | Question # 5 Answer: B |
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