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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following parties can file a claim under the provisions of a title policy?

A) The holder of an undisclosed interest in the insured property.
B) The holder of a judgment against the insured.
C) The insured named under the policy.
D) The taxing authority with jurisdiction over the insured property.

2. What requirements define which closing costs are allowable as charges to the borrower?

A) ALTA
B) State
C) FHA
D) RESPA

3. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Probate the estate of John.
B) Record in the county where the property is located a certified copy of John's death certificate.
C) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
D) Nothing is required.

4. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) litigation.
B) subrogation.
C) indemnification.
D) arbitration.

5. A waiver is defined as the

A) intentional and voluntary giving up of a known right.
B) misrepresentation of a known right.
C) modification of a known right.
D) acceptance of terms of the policy.

Solutions: