Learn with IIC : C130 training material for 100% pass
Updated: Jul 05, 2026
No. of Questions: 79 Questions & Answers with Testing Engine
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IIC Essential Skills for the Insurance Broker and Agent Sample Questions:
1. When brokers are self-regulated, which body enacts the licensing laws?
A) Insurance company with which the intermediary places the majority of business
B) Provincial or territorial government
C) Brokerage or agency in which the intermediary is employed
D) Federal government only
2. A tenant's negligence causes a fire in the dwelling they rent. Typically, who is initially responsible for paying the damage?
A) The insurer that issued the tenant's legal liability policy
B) The insurer that issued the homeowners policy
C) The tenant who negligently caused the fire
D) The dwelling's owner who is responsible for the tenant's actions
3. An insurer issues a special clause on a property policy for a restaurant which denies coverage unless a sprinkler system is installed and active in the kitchen at the time of a fire loss. What type of clause has the insurer issued?
A) Exclusion
B) Subscription
C) Condition
D) Requirement
4. Which occupancy would be most attractive to an insurer reviewing a property's exposure?
A) Restaurant
B) Clothing store
C) Auto body shop
D) Scrap yard
5. In insurance sales terminology, what is a lead?
A) A broker who aims to meet their clients' needs with products
B) A segment of existing clients who have similar insurance coverage needs
C) A member of a group of potential clients that fits the profile that has been determined as the marketing target
D) An insurer with an underwriting policy that most closely aligns with a broker's requirements
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: B | Question # 3 Answer: C | Question # 4 Answer: B | Question # 5 Answer: C |
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