Learn with IIC : C11 training material for 100% pass
Updated: Jul 10, 2026
No. of Questions: 103 Questions & Answers with Testing Engine
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IIC Principles and Practice of Insurance Sample Questions:
1. What does the Institute for Catastrophic Loss Reduction (ICLR) encourage?
A) The building of resilient communities through cost-effective techniques that enable structures to withstand severe weather or earthquakes
B) The pooling of funds by all members of society to deal with the predicted cost of a large-scale natural disaster
C) The development of mandatory evacuation procedures in the event of any moderate weather changes
D) The understanding of weather patterns to aid all citizens in predicting weather
2. Which insurance term is defined as providing compensation for losses or expenses that have been incurred?
A) Utmost good faith
B) Pure captive
C) Salvage
D) Indemnify
3. How are staff adjusters and independent adjusters similar?
A) Neither is allowed to perform an investigation
B) Both work on behalf of, and are paid by, the insurer
C) Neither has any limitation on their authority to settle claims
D) Both are licensed only in Quebec and New Brunswick
4. If a dispute arises between the insurer and insured over a claim, which party is responsible for satisfying the courts that a concealment of material facts has occurred?
A) Insured
B) Broker
C) Third party
D) Insurer
5. What is the correct placement of statutory conditions to their respective insurance policy?
A) A: accident & sickness, B: automobile, C: fire
B) A: automobile, B: accident & sickness, C: fire
C) A: fire, B: accident & sickness, C: automobile
D) A: accident & sickness, B: fire, C: automobile
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: A,D | Question # 3 Answer: B | Question # 4 Answer: D | Question # 5 Answer: C |
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