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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. When a provider does NOT have an agreement with the insurer for payment, they will be reimbursed

A) a usual, customary, and reasonable fee.
B) a relative fee.
C) an absolute fee.
D) a non-scheduled plan customary fee.

2. Multiple policies that are rated for different communities and have substantially similar benefits as determined by the superintendent will be required to:

A) refile rates
B) change benefits
C) pool experience
D) merge plans

3. What information must be included in the statement accompanying an insurance claim payment made by an insurer?

A) A list of all claimants involved
B) The agent ' s name and address
C) The reinsurance carrier involved
D) The coverage under which the payment is being made

4. How long can an insurer exclude coverage for a preexisting condition on a Medicare Supplement Policy?

A) 12 months.
B) 6 months.
C) 24 months.
D) 18 months.

5. Insurance is defined as what type of risk?

A) Speculative
B) Legal
C) Physical
D) Pure

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