Learn with Insurance Licensing : Hawaii-Life-Producer training material for 100% pass

Updated: Oct 13, 2026

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Insurance Licensing Hawaii-Life-Producer Exam Overview:

Certification Vendor:Hawaii Insurance Division (administered by Pearson VUE)
Exam Name:Hawaii Life Producer Examination
Exam Number:InsHI_Life01 / OPLife01
Exam Price:$75 USD
Certificate Validity Period:Licensure valid with continuing education; exam result valid for license application
Passing Score:70%
Exam Format:Online proctored or In-person test center, Multiple-choice (4 options), Computer-based
Exam Duration:120 minutes
Real Exam Qty:96 (85 scored + 11 pretest)
Available Languages:English
Related Certifications:Hawaii Accident and Health Producer Examination
Recommended Training:Hawaii Examination Content Outline
Hawaii Insurance Candidate Handbook
Exam Registration:Pearson VUE Hawaii Insurance Registration
Sample Questions:Insurance Licensing Hawaii-Life-Producer Sample Questions
Exam Way:In-person test center or online proctored (OnVUE)
Pre Condition:No mandatory pre-licensing education required in Hawaii; minimum age 18
Official Syllabus URL:https://cca.hawaii.gov/ins/producers-exam_info/

Insurance Licensing Hawaii-Life-Producer Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Life-General Knowledge~59%- Life Insurance Concepts and Application
  • 1. Policy replacement and disclosure
    • 2. Taxation and retirement concepts
      • 3. Underwriting and policy issue
        - Types of Policies
        • 1. Interest/market-sensitive life products
          • 2. Annuities
            • 3. Term life insurance
              • 4. Combination plans and variations
                • 5. Traditional whole life products
                  - Life Provisions, Riders, Options, and Exclusions
                  • 1. Policy provisions and clauses
                    • 2. Beneficiary designations and settlement options
                      • 3. Exclusions and limitations
                        • 4. Common policy riders
                          Topic 2: Hawaii Insurance Laws, Rules, and Regulations~41%- Hawaii-Specific Life Insurance Rules
                          • 1. Marketing practices and ethics
                            • 2. Policy forms and approval
                              • 3. Annuity and suitability requirements
                                - Hawaii Common Insurance Law
                                • 1. Insurance statutes and rules
                                  • 2. Licensing and producer requirements
                                    • 3. Commissioner authority and duties

                                      Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Sample Questions:

                                      Question #1

                                      Which of the following life insurance policies provides a 25-year-old with the most rapid growth of cash value?

                                      • A. Life Paid-Up at Age 65
                                      • B. Straight Life
                                      • C. 20-Pay Life
                                      • D. Renewable Term to age 65
                                      Reveal Solution  Discussion  0

                                      Correct Answer: C  🗳️

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                                      Question #2

                                      A group life insurance policy may NOT insure groups consisting exclusively of persons who are:

                                      • A. related by marriage, blood, or legal adoption
                                      • B. administrative, managerial, or sales personnel
                                      • C. hourly paid laborers or their supervisors
                                      • D. salaried, clerical, or administrative employees
                                      Reveal Solution  Discussion  0

                                      Correct Answer: A  🗳️

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                                      Question #3

                                      An employee's coverage under a Hawaii group life insurance policy terminates when the employee leaves employment. To exercise the statutory conversion privilege, the employee is entitled to obtain an individual life policy:

                                      • A. only if the former employer pays the first premium
                                      • B. only after completing a new medical examination
                                      • C. without evidence of insurability
                                      • D. only after providing new evidence of insurability
                                      Reveal Solution  Discussion  0

                                      Correct Answer: C  🗳️

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                                      Question #4

                                      At the date of issue, a Hawaii labor union group life insurance policy must generally cover at least:

                                      • A. 15 members
                                      • B. 10 members
                                      • C. 25 members
                                      • D. 20 members
                                      Reveal Solution  Discussion  0

                                      Correct Answer: C  🗳️

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                                      Question #5

                                      S works for a domestic insurance company as vice president of marketing. S is paid a salary, earns no money from commissions, and spends the majority of all working time in the home office. In this situation, which of the following statements about S is CORRECT?

                                      • A. S must hold a limited license.
                                      • B. S must hold a temporary license.
                                      • C. S must hold a producer's license.
                                      • D. S is not required to hold an insurance license.
                                      Reveal Solution  Discussion  0

                                      Correct Answer: D  🗳️

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